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ABOUT BRAD HARDWICK

Welcome to my website, and congratulations on taking the first step to buying or refinancing your home. I look forward to putting my expertise and mortgage services to work for you!

With AmeriFirst Financial you're in good hands and can have the peace of mind knowing we offer a wide variety of loan programs and most current rates available, together with the assistance of a seasoned customer support team.

Competitively Priced Loan Programs:

  • Home Affordable Refinance Program (HARP) Disclaimer
  • Purchase, Rate and Term Refinance, and Cash-out Refinance Programs
  • Fannie Mae Conventional, High-balance and Adjustable-Rate Mortgages (ARMs)
  • Jumbo, Portfolio & Investor Products
  • FHA/VA/USDA

We're here for you, ready to guide you through the often difficult and confusing process of choosing and getting the exact loan to meet your specific needs.

Mortgage Calculator

Buying a home is a big investment with expenses you may not have thought about. Use our mortgage calculator to estimate your mortgage payment, including taxes and insurance.

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Estimate

$1,341/mo
30-Yr Fixed / 4.25% Interest
  • Principal & Interest $949
  • Property Tax $250
  • Homeowners Insurance $58
  • Mortgage Insurance $84

Additional Calculators

How Much Will My Payments Be?
Calculate your monthly payment with applicable finance charges, PMI, hazard insurance, and property taxes.

Mortgage Principal Calculator
This calculator allows you to "peek into the future", allowing you to see the remaining balance of your mortgage after several payments.

Affordability Calculator
How much can you borrow from a lender? Use this calculator to calculate the amount you can afford from the lender's point of view.

Mortgage Length Calculator
This calculator will help you to determine your savings if you make larger monthly payments.

What if I Pay More Every Month?
See how your mortgage will be reduced, if you pay $$$ more every month.

Should I Refinance?
Is your old APR (Annual Percentage Rate) too high? Estimate the benefits of refinancing using this calculator.

Tax Benefits Calculator
This calculator will calculate your tax savings after a house purchase. Financial analysis includes first year as well as total tax savings.

Should I Pay Points to Lower My Interest Rate?
Calculate how much points affect your monthly payments and how fast they will pay for themselves.

SEE WHAT PEOPLE ARE SAYING ABOUT US

Brad is a wonderful loan officer. He was always available when needed, was prompt with communication, respectful, and worked very hard to help make sure things worked out. I had a great loan officer and a great realtor. You can’t ask for too much more when buying your first ... READ MORE Tanya First time home buyer
Have you ever felt scared, yet ready to jump? Brad is your go- to guy! Brad is amazing to work with. He guided me with such calm and patience. He really worked his magic when it came to closing. Thank you Brad!! A+ (High- Five) =) Lizette Riojas Lizette Riojas Sales Agent
Brad did a superb job in executing our new loan. Along the closing process I was kept informed and up to date on everything. As a realtor myself, I personally chose Brad for the service he provides to his clients. Charley Hundley Charley Hundley
BRAD did an amazing job and in less then 30 days. He was very helpful and I will definitely pass the word what a great job he does. Made my dream come true, blessed. Esmeralda Sánchez Smith Esmeralda Sánchez Smith Closing specialist
All I can say is WOW!!!!!! My first experience buying a house was sooooo very scary and none the less nerve racking. Poor brad....even though I was a bit too much at times....he always always always went over and beyond to make it happen for me and my family! This man is simply AMAZING ... READ MORE Jennie Trejo Jennie Trejo Jennie
 

Let's accomplish more together.

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